Member of the Colorado Bar Association since 2014. Attorney, Christopher M. Nicolaysen focuses primarily on helping those injured in Colorado car accidents, other auto accidents, and Colorado personal injury incidents.
This article has been written and reviewed for legal accuracy and clarity by the team of writers and attorneys at Springs Law Group and is as accurate as possible. This content should not be taken as legal advice from an attorney. If you would like to learn more about our owner and experienced Colorado personal injury lawyer, Christopher Nicolaysen, you can do so here.
Springs Law Group does everything possible to make sure the information in this article is up to date and accurate. If you need specific legal advice about your case, contact us. This article should not be taken as advice from an attorney.
A Colorado rideshare accident lawyer from Springs Law Group advocates for individuals seriously injured in Uber, Lyft, and other rideshare-related crashes across the state.
These cases often involve complex insurance policies, multiple parties, and disputes over liability, especially when rideshare companies attempt to deny responsibility.
Springs Law Group helps victims recover full compensation for medical care, lost income, and other damages caused by negligent drivers or unsafe conditions.
Rideshare services like Uber and Lyft have transformed transportation across Colorado, but with convenience comes risk, especially when a car accident leads to serious injuries.
When rideshare drivers are involved in crashes, determining liability can be difficult due to overlapping insurance coverage between the driver’s personal policy and the rideshare company’s commercial insurance.
Victims are often left dealing with insurance companies that try to avoid full payouts, even as medical bills pile up and lost wages strain financial stability.
A rideshare accident claim may involve multiple parties, each pointing fingers to deny responsibility.
Uber and Lyft accident victims may also face long-term health consequences, including permanent disability or emotional trauma.
In the most tragic cases, wrongful death may occur, adding further complexity and heartbreak to the legal process.
Springs Law Group’s personal injury lawyers understand the unique challenges of these cases and fight to hold rideshare companies accountable.
With an experienced legal team, victims can seek the compensation they need to recover.
If you or a loved one were injured in a rideshare accident involving an Uber or Lyft driver, you may be entitled to compensation for your medical bills, lost wages, and pain and suffering.
Springs Law Group helps victims hold rideshare companies and drivers accountable for serious injuries and wrongful death.
Contact us today for a free consultation.
After a rideshare collision, your actions immediately following the crash can greatly affect your ability to recover compensation later.
It’s important to remain calm and take practical steps that protect both your health and your legal rights.
Always seek medical treatment right away, even if your injuries appear minor, as some conditions worsen over time.
Rideshare accidents often involve multiple parties and insurance policies, so document the accident scene thoroughly and contact a skilled Uber or Lyft Accident Attorney as soon as possible.
These steps help establish a clear record of what happened and strengthen your case if you pursue legal action.

Steps to take:
Rideshare accident victims face a complex legal process when filing a claim against companies like Uber and Lyft due to the unique insurance structures involved.
Unlike traditional car accidents, the level of rideshare insurance coverage available depends on the status of the rideshare app at the time the accident occurred.
If the driver is off-duty with the app off, only their personal auto insurance applies.
When the app is on but no ride request is accepted, limited liability coverage from the rideshare company may kick in.
If a passenger has been picked up or a ride is in progress, the full commercial insurance policy provided by Uber or Lyft becomes active: typically up to $1 million in liability coverage for property damage and personal injury.
Because of these shifting coverage levels and the legal classification of rideshare drivers as independent contractors, it’s crucial to work with an experienced rideshare accident lawyer to determine liability and recover fair compensation.
Multiple parties may share responsibility in a Lyft or Uber accident, including the rideshare driver, another at-fault driver, or even the rideshare company in some cases.
The legal process is designed to gather and present evidence, assess liability, and pursue compensation through insurance negotiations or a personal injury case in court if needed.

Here’s how the legal process typically unfolds:
Whether you’re dealing with bodily injury, wrongful death, or severe economic losses, Springs Law Group has experience with the complexities of rideshare accident claims.
Working with a skilled attorney can make the difference in identifying liable parties, applying the correct insurance coverage, and building a strong case for compensation.
Understanding the legal framework surrounding rideshare accident claims in Colorado is critical for protecting your legal rights.

Below are key Colorado statutes and legal principles that apply when accidents happen involving rideshare vehicles:
In any Uber or Lyft accident claim, determining liability is one of the most crucial (and most complex) parts of the legal process.
Unlike traditional car accidents, rideshare accident cases involve multiple layers of liability because drivers operate as independent contractors, not employees.
This distinction makes it harder for victims to automatically hold Uber or Lyft responsible, even when a Lyft or Uber driver is clearly at fault.
Liability depends heavily on when the accident occurred in relation to the rideshare app’s usage.
If the driver had the app off and was not actively seeking passengers, only their personal insurance policy typically applies.
If the driver had the app on but had not yet accepted a ride, a limited level of rideshare company insurance coverage may be available.
If the driver was actively en route to pick up a passenger or already had a rider in the vehicle, Uber or Lyft’s commercial insurance policy becomes active.
In many cases, victims must deal with multiple insurance companies involved, including the driver’s personal auto insurance and the rideshare company’s insurance provider.
These companies often dispute fault or attempt to deny or reduce insurance claims to protect their bottom line.
Additionally, if another third-party driver caused the crash, the at-fault driver’s insurance would also come into play, further complicating the path to recovering compensation.
An experienced rideshare accident lawyer from Springs Law Group can investigate the accident, preserve crucial evidence, and understand the insurance policies involved to determine which party (or parties) can be held liable.
Proving negligence, establishing app activity at the time of the crash, and coordinating between overlapping policies are all key to securing a favorable result.
If you were hurt in an accident involving a rideshare vehicle, you may be entitled to file a claim for damages, but eligibility depends on the details of the crash and who was at fault.
The first steps are to seek medical attention and report the accident to the ridesharing service using the app, as these actions create a formal record that can support your claim.
Rideshare injury lawyers will then evaluate whether your situation meets the legal standards for a personal injury claim, such as the presence of negligence, causation, and measurable damages.
A qualified Lyft or Uber accident attorney can also help determine which insurance policies (either the driver’s personal insurance or the rideshare company’s third-party liability coverage) might cover accidents in your case.

Claims may be available to passengers, drivers, pedestrians, or cyclists injured by a rideshare vehicle, depending on how the accident occurred.
You may qualify even if another vehicle caused the crash, as long as you were a rideshare passenger or your vehicle was struck by a rideshare driver.
Since rideshare companies often treat drivers as independent contractors, proving liability can be difficult without legal help.
The right lawyer will pursue maximum compensation while always acting in your best interest.
A rideshare accident lawyer plays a critical role in collecting and preserving the evidence needed to build a strong case.
Skilled legal representation from a reputable law firm can help accident victims obtain police reports, subpoena electronic records, and coordinate with medical professionals to document injuries.
Your attorney will also retain and organize time-sensitive evidence such as app usage logs and driver communication records to demonstrate fault.
By presenting this information clearly and effectively, they strengthen your position when negotiating with the rideshare company or their insurer.

Common Evidence in Rideshare Accident Cases:
This evidence can be the difference between an unsuccessful claim and recovering fair compensation.
An experienced Uber accident lawyer helps victims identify and calculate the full scope of damages available in a rideshare injury claim.
These cases often involve both economic and noneconomic losses, including medical expenses, lost wages, and physical pain and suffering that may continue long after the accident.
Victims may also face emotional distress and require future medical expenses for ongoing treatment, therapy, or rehabilitation.
Accurately valuing these damages is essential to pursuing fair compensation through settlement or litigation.

Recoverable Damages in Rideshare Accident Cases:
An experienced attorney will document and present these damages effectively to help you secure the compensation you deserve.
If you were injured in a collision involving Uber, Lyft, or another rideshare service, you don’t have to deal with insurance companies, medical expenses, or legal uncertainty alone.
The Colorado rideshare accident lawyers at Springs Law Group are here to advocate for your rights, assess your case, and fight for the compensation you deserve.
Whether your injuries stemmed from a distracted driver, unclear insurance coverage, or a rideshare company denying responsibility, our team knows how to handle these claims and pursue justice for rideshare accident victims.
At Springs Law Group, we offer personalized legal guidance and work on a contingency fee basis, meaning you don’t pay unless we win your case.
From recovering damages for medical bills and lost income to helping families pursue wrongful death claims, we are committed to providing compassionate, strategic representation every step of the way.

Contact Springs Law Group today for a free consultation and speak directly with an experienced rideshare accident attorney about your options.
Let us help you secure the maximum compensation you are owed.
The amount of compensation available in a rideshare accident claim depends heavily on the circumstances of the accident, including when the crash occurred in relation to the rideshare trip and which insurance policies are in effect.
Uber and Lyft provide tiered insurance coverage, meaning the available compensation changes depending on whether the driver was waiting for a ride, en route to pick up a passenger, or actively transporting a passenger.
If the driver was not using the app, only their personal auto insurance policy applies, which may limit available compensation significantly.
When the driver is logged into the app and waiting for a ride request, rideshare companies provide limited liability coverage (typically $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage).
Once a ride request is accepted, both Uber and Lyft offer up to $1 million in liability coverage, which can apply to injured passengers, pedestrians, other drivers, or rideshare drivers themselves.
This higher policy also typically includes uninsured/underinsured motorist coverage, which can help in hit-and-run situations or if the at-fault driver lacks sufficient insurance.
Compensation can range from tens of thousands of dollars for minor injuries to over a million dollars in catastrophic injury or wrongful death cases.
A skilled rideshare accident lawyer can investigate the facts, determine which insurance policies apply, and pursue fair compensation that accounts for medical costs, lost income, emotional distress, and future care needs.
Uber and Lyft’s insurance policies operate on a tiered system, meaning coverage depends on the rideshare driver’s status at the time of the accident.
These policies fill gaps between the driver’s personal auto insurance and the coverage required when they’re actively working in the app.
Understanding when this coverage applies is critical to determining liability and potential compensation in a rideshare accident case.
Here’s when Uber or Lyft’s insurance policy kicks in:
Most rideshare accident cases are resolved through insurance negotiations and do not require going to court.
However, if the insurance company denies liability or refuses to offer fair compensation, your attorney may recommend filing a lawsuit.
In that case, the legal process may proceed to litigation or trial, especially in cases involving severe injuries or wrongful death.
A skilled rideshare accident lawyer can prepare your case for either outcome while continuing to negotiate for a settlement.
The time it takes to settle an Uber or Lyft accident case in Colorado can vary widely depending on the severity of injuries, the insurance companies involved, and how clearly liability is established.
In straightforward cases involving minor injuries and minimal dispute, a settlement may be reached within a few months.
However, when serious injuries such as traumatic brain injuries or spinal cord damage are involved, or when liability is contested, the process can take a year or longer.
Factors that may delay resolution include:
Working with an experienced Uber or Lyft accident attorney helps streamline the process and improves your chances of receiving maximum compensation in a timely manner.
Hiring a rideshare accident lawyer offers several advantages to victims of Uber or Lyft crashes.
These cases often involve complex insurance questions, multiple parties, and aggressive insurance companies that may deny or devalue claims.
A lawyer provides skilled legal representation to navigate the legal system, protect your rights, and fight for full financial recovery.
With the support of an experienced attorney, you can focus on your recovery while your legal team handles the details of your claim.
Benefits of hiring a rideshare accident lawyer include:
Legal support from a rideshare accident lawyer can make the difference between a denied claim and meaningful compensation.
Partner
Attorney, Christopher M. Nicolaysen focuses primarily on helping those injured in car accidents due to no fault of their own.
The personal injury matters include auto accidents, bicycle accidents, pedestrian accidents, and trucking accidents.
Chris truly enjoys helping clients through a difficult time and helping them get the compensation they deserve.
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I was uneasy about reaching out to a law firm after being in an accident that left me injured and my vehicle totaled. I don’t care for the idea of suing for what was very clearly an accident. However, after learning more about the overall process of working with a professional team to navigate the murky waters of the insurance world, I was pleasantly surprised to find that the experience wasn’t as gross as I’d originally felt about it.
Springs Law is very friendly and professional. I always felt that they were on my side and cared about my injury and what I was going through. I highly recommend them.
Springs Law Group is an amazing group to work with! I got into a rough accident, and they never ceased to let me know they were there working hard to help me in my hour of need. It was always very easy to reach out to someone if I had any questions, and they were always happy to answer any questions I had.
I never have a problem with getting a response when I need them – which is not the case with most other firms. They really truly care about each client. As a plus, they always have positive attitudes, which matters tremendously when you are in a stressful legal situation.
Big thanks to Mr. Jake Kimbell and his team for their assistance with my case. He helped me through an incredibly challenging part of my life, and most importantly helped navigate through the convoluted legal channels of my case. I cannot thank him and his team enough for their support.
The entire team at Springs Law group has been nothing but amazing. Jake and the rest of the staff were great to work with and extremely professional. They were very attentive and answered any questions and concerns I had. I was always able to contact them and they were very responsive and communicated with me.
Springs Law Group is an amazing group to work with! I got into a rough accident, and they never ceased to let me know they were there working hard to help me in my hour of need. It was always very easy to reach out to someone if I had any questions, and they were always happy to answer any questions I had.





