Member of the Colorado Bar Association since 2014. Attorney, Christopher M. Nicolaysen focuses primarily on helping those injured in Colorado car accidents, other auto accidents, and Colorado personal injury incidents.
This article has been written and reviewed for legal accuracy and clarity by the team of writers and attorneys at Springs Law Group and is as accurate as possible. This content should not be taken as legal advice from an attorney. If you would like to learn more about our owner and experienced Colorado personal injury lawyer, Christopher Nicolaysen, you can do so here.
Springs Law Group does everything possible to make sure the information in this article is up to date and accurate. If you need specific legal advice about your case, contact us. This article should not be taken as advice from an attorney.
It is important to have health insurance, as it can and will be the primary form of payment for treatment for injuries from the bicycle accident.
If you do not have health insurance following a bicycle accident in Colorado Springs, other avenues need to be looked at.
For instance, the injured party’s automobile insurance policy could be a potential source of compensation.
In Colorado, if medical payments coverage is elected on the auto policy, then this can be a way to pay for treatment following the bicycle accident.
Additionally, a bike accident attorney could help someone hold their medical costs on a lien and pay out their bills with a settlement.
By having health insurance, it creates peace of mind.
When someone is involved in a bicycle accident, their lives are turned upside-down.
They now have appointments they have to go to.
They have injuries that they have to treat and potentially work that they may miss.
Having health insurance could create peace of mind by taking one less thing off of an injured party’s plate.
Potentially, health insurance could limit someone’s paid sick leave if they are capped at a certain dollar amount from either type of financial coverage.
In this situation, the injured person may end up not getting the proper amount of treatment as recommended by their medical care provider.
This is why it is important to speak with an injury attorney to see, examine, and investigate all potential avenues of compensation.
When an injured bicyclist hires a lawyer they may more easily be able to follow their medical care provider’s recommendations and avoid limiting their options based on the amount of health insurance coverage or paid sick leave that they have.
In Colorado Springs, the health insurance company is going to require reimbursement from the bike accident settlement, which is called subrogation.
Subrogation means that the insurance company should be reimbursed for the monies that they have put up.
The biggest way that a bike accident could impact insurance rates would be if the cyclist was at fault for their accident.
In this case, their rates could potentially go up.
However, if they were not at fault, then generally, the insurance companies cannot raise their rates.
Insurance companies use many factors to determine their premiums.
Some of these that may impact the rate would be traffic violations, age, gender, the residential neighborhood that they live in, and prior accidents.
The first thing to do regarding the health insurance following a bicycle accident would be to contact the insurance company and let them know of the accident.
If you call use, our dedicated team could examine all available insurances and determine what is available.
We could also then find out what the at-fault party’s policy limits are.
Most importantly, we could guide you through the process, and stand by your side as you recover.
For more information about how we could help you with health insurance in a Colorado Springs bicycle accident.
Partner
Attorney, Christopher M. Nicolaysen focuses primarily on helping those injured in car accidents due to no fault of their own.
The personal injury matters include auto accidents, bicycle accidents, pedestrian accidents, and trucking accidents.
Chris truly enjoys helping clients through a difficult time and helping them get the compensation they deserve.
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I was uneasy about reaching out to a law firm after being in an accident that left me injured and my vehicle totaled. I don’t care for the idea of suing for what was very clearly an accident. However, after learning more about the overall process of working with a professional team to navigate the murky waters of the insurance world, I was pleasantly surprised to find that the experience wasn’t as gross as I’d originally felt about it.
Springs Law is very friendly and professional. I always felt that they were on my side and cared about my injury and what I was going through. I highly recommend them.
Springs Law Group is an amazing group to work with! I got into a rough accident, and they never ceased to let me know they were there working hard to help me in my hour of need. It was always very easy to reach out to someone if I had any questions, and they were always happy to answer any questions I had.
I never have a problem with getting a response when I need them – which is not the case with most other firms. They really truly care about each client. As a plus, they always have positive attitudes, which matters tremendously when you are in a stressful legal situation.
Big thanks to Mr. Jake Kimbell and his team for their assistance with my case. He helped me through an incredibly challenging part of my life, and most importantly helped navigate through the convoluted legal channels of my case. I cannot thank him and his team enough for their support.
The entire team at Springs Law group has been nothing but amazing. Jake and the rest of the staff were great to work with and extremely professional. They were very attentive and answered any questions and concerns I had. I was always able to contact them and they were very responsive and communicated with me.
Springs Law Group is an amazing group to work with! I got into a rough accident, and they never ceased to let me know they were there working hard to help me in my hour of need. It was always very easy to reach out to someone if I had any questions, and they were always happy to answer any questions I had.
