Is an insurance company denying your claim? Don’t know where to turn to? Our Colorado Springs insurance claims lawyers ensure you’re not bullied by the insurance companies.
Certainly, insurance companies are justified in not paying out on a claim—sometimes. But how do you know for sure when it’s justified?
That’s why you need a Colorado Springs insurance claims lawyer on your side. We know the rules, and we know when the insurance companies are breaking them.
Save yourself the frustration and wasted time of trying to fight an insurance claim on your own. Give us a call at Springs Law Group. We’re ready to help. Your first consultation is free of charge and strictly confidential. Contact us today.
An insurance claim begins when you file a formal request with your insurance company asking for payment for a covered accident. The payment amount is based on your previous agreement with the insurance company. The insurance company checks your case and either denies or approves the payment. If approved, the company will pay your claim.
You might be surprised how often insurance claims are denied. The following statistics show the frequency of such denials:
In addition, insurance companies might not deny your cases outright, instead offering a mere fraction of what your case is actually worth.
A profitable insurance company makes money by collecting premiums, not by paying out all the cases it receives. Therefore, insurers will use any reason they can find to deny a case. For instance, let’s assume you are injured in a car accident caused by another driver. The other driver’s insurance company will often do everything in its power to prevent or reduce the size of a payout.
Even a small detail can prevent you from getting the payout you deserve. A Colorado Springs insurance claims attorney could help someone if their case was unfairly denied.
The following are some examples of how an insurance company might deny or reduce payment on a claim.
If you are injured and seeking compensation from the responsible party’s insurance company, you have to prove fault. In other words, you have to prove that a person or company’s reckless actions caused your injuries.
How liability is denied depends on the type of accident in question. If you are injured at work, the insurance company might try to claim you knew the risk of your job and took on the risk by accepting employment there. This takes the negligence away from your employer and puts it on you. You might also be accused of doing something to cause your accident or to make it worse by not seeking care soon enough.
Another common tactic insurance companies use is minimizing your injuries. They do this by seeking out evidence that shows your injury or accident wasn’t as severe as you claim, or that part of it was caused by a pre-existing condition or a subsequent, unrelated incident. They may even go to the trouble of hiring a medical doctor to attest to this fact.
Insurance companies demand that you prove your case with certain evidence. If you are unable to provide enough evidence, the insurance company may deny or reduce your claim.
Evidence can include documentation from a physician proving that your injury came from the accident. A police report is also very important after a car accident. Without one, an insurance company can question who was at fault for the accident.
Gather evidence together to strengthen your claim, including:
Remember, the more evidence you have on your injury, the easier it will be for you to prove your case. Your case will be stronger as a result.
Ideally, an insurance company would pay out what they owe without question. However, that’s not how it works. Instead, insurance companies have adjusters, doctors, nurses, and even lawyers working on their side.
Their goal is to get you to say the wrong thing or do the wrong thing, so they can justify denying your claim or paying a reduced amount.
That’s why our services at Springs Law Group are crucial. We understand all the tricks insurance companies utilize, and we are ready to fight for your rights.
There are two main scenarios where a Colorado Springs personal injury lawyer can help when it comes to an insurance claim:
You can’t waste time when dealing with first or third-party bad-faith insurance claims. So seek the help of an attorney as soon as possible. At Springs Law Group, we offer free consultations. During your consultation, we will review your case and tell you how we can help.
Attorney fees will depend largely on the type of case. In cases involving large amounts of money, an attorney takes a portion of the damages awarded after a case is won: this is called a contingency fee. In other cases, the attorney might charge a flat fee or an hourly fee. We can discuss our rates when you come in for your free consultation.
Keep in mind that your claim can provide you with significant compensation to replace lost wages and other damages, including pain and suffering. So, your first priority should be to find out how to get the compensation you are owed.
Contact Springs Law Group to learn what your options are and whether or not you have a strong case. We can help you stand up against an insurance bad faith claim. If the insurance company fails to pay you what you deserve, we will defend you.
The first consultation with one of our bad-faith insurance claims lawyers costs you nothing. If you have more questions, contact us today.
Springs Law Group is an amazing group to work with! I got into a rough accident, and they never ceased to let me know they were there working hard to help me in my hour of need. It was always very easy to reach out to someone if I had any questions, and they were always happy to answer any questions I had.
The entire team at Springs Law group has been nothing but amazing. Jake and the rest of the staff were great to work with and extremely professional. They were very attentive and answered any questions and concerns I had. I was always able to contact them and they were very responsive and communicated with me
Big thanks to Mr. Jake Kimbell and his team for their assistance with my case. He helped me through an incredibly challenging part of my life, and most importantly helped navigate through the convoluted legal channels of my case. I cannot thank him and his team enough for their support.
I never have a problem with getting a response when I need them – which is not the case with most other firms. They really truly care about each client. As a plus, they always have positive attitudes, which matters tremendously when you are in a stressful legal situation.
Springs Law Group is an amazing group to work with! I got into a rough accident, and they never ceased to let me know they were there working hard to help me in my hour of need. It was always very easy to reach out to someone if I had any questions, and they were always happy to answer any questions I had.
Springs Law is very friendly and professional. I always felt that they were on my side and cared about my injury and what I was going through. I highly recommend them.