Member of the Colorado Bar Association since 2014. Attorney, Christopher M. Nicolaysen focuses primarily on helping those injured in Colorado car accidents, other auto accidents, and Colorado personal injury incidents.
This article has been written and reviewed for legal accuracy and clarity by the team of writers and attorneys at Springs Law Group and is as accurate as possible. This content should not be taken as legal advice from an attorney. If you would like to learn more about our owner and experienced Colorado personal injury lawyer, Christopher Nicolaysen, you can do so here.
Springs Law Group does everything possible to make sure the information in this article is up to date and accurate. If you need specific legal advice about your case, contact us. This article should not be taken as advice from an attorney.
Liability insurance is mandatory for every motorist in Monument.
Unfortunately, some people do not comply with this requirement.
This creates a significant risk for both the motorist without insurance and any driver they collide with.
The uninsured motorist is left without protection against third-party liability claims, while the injured driver could be out of luck when trying to recover compensation for their injuries.
If the driver that struck you does not have liability insurance, recovering damages could become complicated.
Thankfully, a seasoned injury attorney could assist you in finding a source of compensation.
This could include the other driver’s personal assets or your own insurance policy.
With the assistance of a Monument uninsured car accident lawyer, there could be a way to find monetary compensation despite the other driver’s lack of coverage.
The liability insurance requirements in Monument are similar to those in states around the country.
These requirements serve as minimums, meaning each driver has the right to carry more than this mandatory amount.
Should they carry less than the minimum coverage, they could face fines in addition to any civil liability to which they may be open.
Every driver must carry at least $25,000 in bodily injury coverage for each person injured in a crash.
These policies also must carry at least $50,000 for all injuries involved in a single collision.
Additionally, a driver must have $15,000 in property damage coverage to repair the other motorist’s vehicle.
These requirements are only for liability insurance, which protects a driver from a claim for compensation from other motorists.
However, this coverage does not cover the driver’s own damages.
Policies that cover the insurer are typically available, but voluntary.
Some voluntary insurance policies cover a driver from motorists without coverage.
These are known as uninsured motorist policies.
These policies cover a driver’s losses when the at-fault party lacks insurance or does not have enough coverage to pay for all of their damages.
Recovering compensation on these policies begins with a person filing a claim with their own insurance company.
Like with any policy, there is always a risk of denial.
In other circumstances, an insurance company may take a while to respond to a claim if they are investigating whether the other motorist was covered by a policy after all.
A Monument attorney could assist a person with filing an insurance claim after a car accident with an uninsured driver.
In most accidents, injured drivers often rely on the insurance of the at-fault party to recover compensation.
While the claims process is rarely simple, it may result in the compensation the injured driver needs.
While this process is common, that does not mean compensation is unavailable through other sources.
If the at-fault driver was uninsured, a motorist has a right to file a lawsuit against them directly.
Even without an insurance policy, that driver could have assets that could be used to compensate an injured motorist.
A Monument uninsured car accident attorney could work with a plaintiff to identify potential assets the at-fault driver might own.
Car accidents are inherently stressful.
That stress could become magnified substantially when the at-fault motorist does not have liability coverage.
Despite this stress, the right attorney could help you hold an uninsured driver accountable.
A Monument uninsured car accident lawyer could help you protect your rights after a collision.
To learn more, set up an initial case evaluation today.
Partner
Attorney, Christopher M. Nicolaysen focuses primarily on helping those injured in car accidents due to no fault of their own.
The personal injury matters include auto accidents, bicycle accidents, pedestrian accidents, and trucking accidents.
Chris truly enjoys helping clients through a difficult time and helping them get the compensation they deserve.
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I was uneasy about reaching out to a law firm after being in an accident that left me injured and my vehicle totaled. I don’t care for the idea of suing for what was very clearly an accident. However, after learning more about the overall process of working with a professional team to navigate the murky waters of the insurance world, I was pleasantly surprised to find that the experience wasn’t as gross as I’d originally felt about it.
Springs Law is very friendly and professional. I always felt that they were on my side and cared about my injury and what I was going through. I highly recommend them.
Springs Law Group is an amazing group to work with! I got into a rough accident, and they never ceased to let me know they were there working hard to help me in my hour of need. It was always very easy to reach out to someone if I had any questions, and they were always happy to answer any questions I had.
I never have a problem with getting a response when I need them – which is not the case with most other firms. They really truly care about each client. As a plus, they always have positive attitudes, which matters tremendously when you are in a stressful legal situation.
Big thanks to Mr. Jake Kimbell and his team for their assistance with my case. He helped me through an incredibly challenging part of my life, and most importantly helped navigate through the convoluted legal channels of my case. I cannot thank him and his team enough for their support.
The entire team at Springs Law group has been nothing but amazing. Jake and the rest of the staff were great to work with and extremely professional. They were very attentive and answered any questions and concerns I had. I was always able to contact them and they were very responsive and communicated with me.
Springs Law Group is an amazing group to work with! I got into a rough accident, and they never ceased to let me know they were there working hard to help me in my hour of need. It was always very easy to reach out to someone if I had any questions, and they were always happy to answer any questions I had.
