What to Do When You Receive Collection Letters for Medical Bills After a Car Wreck
Car accidents are a common occurrence, and they can result in serious injuries that require medical attention.
However, even after receiving medical treatment, you may find yourself getting collection letters for your medical bills. This can be a stressful situation, but there are steps you can take to resolve it.
In this blog post, we’ll discuss what you should do if you’re getting collection letters regarding your medical bills after a car wreck.
Need a Colorado Springs car accident lawyer? Call Springs Law Group today.
Read the Letter Thoroughly and Figure Out Who to Contact
The first thing you should do when you receive a collection letter is to read it thoroughly. This will help you understand what’s going on and what the next steps should be.
Look for information on who is disputing the payment and who you need to contact to resolve the issue. The collection agency should be your first point of contact. Find out what company is disputing the payment and who you need to contact.
Contact Your Medical Care Provider
After you’ve spoken with the collection agency, reach back out to your medical care provider. This could be your doctor, chiropractor, or physical therapist.
Let them know you’ve been sent to collections and provide them with the information that you have. Explain that you thought your health insurance or Med-Pay would cover the bills and ask them to bill those instead. It’s possible that they didn’t have the necessary information to bill your insurance, so this step could resolve the issue.
Do Some Research
After you’ve contacted the collection agency and medical care provider, you may need to do some fact-finding on your own. This could involve reviewing your insurance policies or contacting your insurance company directly.
You may also need to gather any documentation related to your medical treatment, such as receipts or invoices. This information will help you understand what’s going on and make it easier to resolve the issue.
Stay Calm and Pragmatic
Receiving collection letters can be stressful, but it’s important to remain calm and pragmatic when dealing with the situation. Don’t freak out or get upset, as this could make it harder to resolve the issue.
Instead, take a deep breath and approach the situation with a clear head. Remember that this is a solvable problem and that there are steps you can take to resolve it.
Consider Consulting a Personal Injury Attorney
If you’ve tried contacting the collection agency and medical care provider but haven’t been able to resolve the issue, it may be time to consult a personal injury attorney.
They can help you understand your legal options and provide guidance on the best course of action. An attorney can also write a letter or contact the representative on your behalf, which may help move things in a better direction.
FAQ: Collection Letters for Medical Bills After a Car Wreck
Will contacting a personal injury attorney cost me money?
Most personal injury attorneys work on a contingency fee basis, which means they don’t get paid unless you win your case. Consultations are usually free, so it’s worth reaching out to see if an attorney can help you.
Can I ignore the collection letter?
Ignoring the collection letter could have serious consequences, such as damage to your credit score. It’s important to take action and try to resolve the issue as soon as possible.
What if I don’t have health insurance or Med Pay?
If you don’t have health insurance or Med Pay, you may be responsible for paying your medical bills out of pocket. Contact your medical care provider and try to negotiate a payment plan or seek financial assistance from local organizations.
Contact Springs Law Group Today
Receiving collection letters for medical bills after a car wreck can be stressful. However, by following the steps outlined in this blog post, you can resolve the issue and avoid further stress.
Remember to read the letter thoroughly, contact the collection agency and medical care provider, be a detective, stay calm and pragmatic, and consider consulting a personal injury attorney if needed. By taking these steps, you can protect yourself and ensure that your medical bills are paid.