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Pueblo Uninsured Car Accident Lawyer

Written By:
Christopher Nicolaysen
Christopher Nicolaysen

Member of the Colorado Bar Association since 2014. Attorney, Christopher M. Nicolaysen focuses primarily on helping those injured in Colorado car accidents, other auto accidents, and Colorado personal injury incidents.

This article has been written and reviewed for legal accuracy and clarity by the team of writers and attorneys at Springs Law Group and is as accurate as possible. This content should not be taken as legal advice from an attorney. If you would like to learn more about our owner and experienced Colorado personal injury lawyer, Christopher Nicolaysen, you can do so here.

Springs Law Group does everything possible to make sure the information in this article is up to date and accurate. If you need specific legal advice about your case, contact us. This article should not be taken as advice from an attorney.

Pueblo Uninsured Car Accident Lawyer

The process of recovering financially from an auto accident typically involves negotiations with insurance companies, through which you and your car wreck attorney could seek fair compensation that covers all of your related injuries and losses.

However, if the driver responsible for the wreck does not have enough insurance coverage to make up for your losses—or does not have insurance at all—you may have to approach the civil litigation process differently.

Pueblo Uninsured Car Accident Lawyer

If you need to recover damages from someone with insufficient insurance, professional legal guidance may be essential.

A Pueblo uninsured car accident lawyer could examine your legal options and work tirelessly to get you the compensation you need.

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Insurance Rules for Drivers in Pueblo

State law requires all registered drivers to maintain a certain amount of insurance coverage in case of an accident.

Specifically, drivers must have coverage for at least $25,000 of expenses related to one person’s personal injury or wrongful death, $50,000 for all personal injuries suffered in one accident, and $15,000 for property damage in a single accident.

In addition, insurance carriers in Colorado are mandated by state law to offer “med pay” coverage for short-term medical bills immediately after a crash.

This coverage is good for up to $5,000 in medical bills and must be included in a standard insurance policy unless the policyholder explicitly opts out of it.

In the past, Colorado was a no-fault insurance state, which meant that those involved in car wrecks first had to pursue compensation through their own personal injury insurance coverage before they could file a claim with the liable party’s insurance or file suit directly against the at-fault driver.

However, as of 2003, the rules have changed.

A Pueblo attorney could help someone pursue any of these options if they were involved in a car accident with an uninsured motorist.

How to Recover Damages with an Underinsured Defendant

If possible, the simplest option for recovering compensation after an accident with a driver who does not have any insurance is to utilize uninsured/underinsured motorist coverage.

State insurance carriers must make this kind of protection available to all policyholders.

If someone injured in a crash does not have this kind of coverage, an underinsured car wreck attorney in Pueblo could advise this person on their next best options.

In some cases, there may be another defendant who could be held liable for the accident.

For example, a municipal authority that left the road in poor condition could be responsible for paying compensation or the uninsured driver’s employer may be legally liable if the at-fault party was performing occupational duties at the time of the crash.

In other situations, the best option may be to file a lawsuit directly against the uninsured driver, rather than going through an insurance company.

This can be a tricky endeavor for someone inexperienced with civil law to undertake, though, so it is generally best to talk to legal counsel before committing to any course of action or accepting a settlement offer.

Learn More from a Pueblo Uninsured Car Accident Attorney

A driver who is negligent both behind the wheel and because they lack insurance can dramatically complicate the aftermath of a car accident.

Recovering enough compensation to make up for your damages could add stress and worry to the challenges you are facing with your injuries and debts.

Retaining a Pueblo uninsured car accident lawyer could go a long way toward simplifying this process and helping you obtain a positive outcome for your case.

Set up your initial consultation by calling today.

Written By:

Attorney, Christopher M. Nicolaysen focuses primarily on helping those injured in car accidents due to no fault of their own.

The personal injury matters include auto accidents, bicycle accidents, pedestrian accidents, and trucking accidents.

Chris truly enjoys helping clients through a difficult time and helping them get the compensation they deserve.

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About Springs Law Group
The lawyers at Springs Law Group have experience handling diverse personal injury cases with empathy and understanding.
We recognize the delicate nature of these claims and tailor strategies to meet your unique requirements, focusing on smart — not emotional — strategies.
Our team is committed to building long-lasting, trust-based client relationships.
We believe this approach helps ensure that choosing us means partnering with a firm that genuinely values you as a person — not just another client.
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Do You
Have A Case?
No out of pocket costs.
We only collect a fee AFTER you win your case and receive full compensation.
Contact our team today to discuss your case for free & Get answers in as little as 3 minutes.
Would you like our help?
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