{"id":18289,"date":"2023-11-07T10:07:05","date_gmt":"2023-11-07T17:07:05","guid":{"rendered":"https:\/\/springslawgroup.com\/?post_type=location-page&#038;p=18289"},"modified":"2026-04-16T14:49:59","modified_gmt":"2026-04-16T21:49:59","slug":"uninsured-car-accident","status":"publish","type":"location-page","link":"https:\/\/springslawgroup.com\/es\/personal-injury-lawyer-monument-colorado\/monument-car-accident-lawyer\/uninsured-car-accident\/","title":{"rendered":"Monument Uninsured Car Accident Lawyer"},"content":{"rendered":"","protected":false},"author":58,"featured_media":14405,"parent":18348,"menu_order":0,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[],"tags":[],"accident-injury-funnel":[174],"city":[95],"class_list":["post-18289","location-page","type-location-page","status-publish","has-post-thumbnail","hentry","accident-injury-funnel-car-accidents","city-monument"],"acf":{"key_takeaways":null,"_litigation_personal_injury_contents_new":{"_litigation_personal_injury_title_new":"Monument Uninsured Car Accident Lawyer","_litigation_personal_injury_discription_new":"<p>Liability insurance is mandatory for every motorist in Monument.<\/p>\n<p>Unfortunately, some people do not comply with this requirement.<\/p>\n<p>This creates a significant risk for both the motorist without insurance and any driver they collide with.<\/p>\n<p>The uninsured motorist is left without protection against third-party liability claims, while the injured driver could be out of luck when trying to recover compensation for their injuries.<\/p>","_litigation_personal_injury_discription_new_copy":"<p>If the driver that struck you does not have liability insurance, recovering damages could become complicated.<\/p>\n<p>Thankfully, a seasoned <a href=\"https:\/\/springslawgroup.com\/monument-injury\/car-accident-lawyer\/\">injury attorney<\/a> could assist you in finding a source of compensation.<\/p>\n<p>This could include the other driver\u2019s personal assets or your own insurance policy.<\/p>\n<p>With the assistance of a Monument uninsured car accident lawyer, there could be a way to find monetary compensation despite the other driver\u2019s lack of coverage.<\/p>","_litigation_video_url_new":"","add_button":"[elementor-template id=\"19898\"]"},"_header_sub_header_content_new":[{"_hsc_header_new":"Auto Insurance Requirements in Monument","_hsc_sub_content_new":"<p>The liability insurance requirements in Monument are similar to those in states around the country.<\/p>\n<p>These requirements serve as minimums, meaning each driver has the right to carry more than this mandatory amount.<\/p>\n<p>Should they carry less than the minimum coverage, they could face fines in addition to any civil liability to which they may be open.<\/p>\n<p>Every driver must carry at least $25,000 in bodily injury coverage for each person injured in a crash.<\/p>\n<p>These policies also must carry at least $50,000 for all injuries involved in a single collision.<\/p>\n<p>Additionally, a driver must have $15,000 in property damage coverage to repair the other motorist\u2019s vehicle.<\/p>\n<p>These requirements are only for liability insurance, which protects a driver from a claim for compensation from other motorists.<\/p>\n<p>However, this coverage does not cover the driver\u2019s own damages.<\/p>\n<p>Policies that cover the insurer are typically available, but voluntary.<\/p>","hsc_add_button":"[elementor-template id=\"19900\"]"},{"_hsc_header_new":"What is Uninsured Motorist Coverage?","_hsc_sub_content_new":"<p>Some voluntary insurance policies cover a driver from motorists without coverage.<\/p>\n<p>These are known as uninsured motorist policies.<\/p>\n<p>These policies cover a driver\u2019s losses when the at-fault party lacks insurance or does not have enough coverage to pay for all of their damages.<\/p>\n<p>Recovering compensation on these policies begins with a person filing a claim with their own insurance company.<\/p>\n<p>Like with any policy, there is always a risk of denial.<\/p>\n<p>In other circumstances, an insurance company may take a while to respond to a claim if they are investigating whether the other motorist was covered by a policy after all.<\/p>\n<p>A Monument attorney could assist a person with filing an insurance claim after a car accident with an uninsured driver.<\/p>","hsc_add_button":"[elementor-template id=\"19900\"]"},{"_hsc_header_new":"Seeking Damages from the Uninsured Driver in Monument","_hsc_sub_content_new":"<p>In most accidents, injured drivers often rely on the insurance of the at-fault party to recover compensation.<\/p>\n<p>While the claims process is rarely simple, it may result in the compensation the injured driver needs.<\/p>\n<p>While this process is common, that does not mean compensation is unavailable through other sources.<\/p>\n<p>If the at-fault driver was uninsured, a motorist has a right to file a lawsuit against them directly.<\/p>\n<p>Even without an insurance policy, that driver could have assets that could be used to compensate an injured motorist.<\/p>\n<p>A Monument uninsured car accident attorney could work with a plaintiff to identify potential assets the at-fault driver might own.<\/p>","hsc_add_button":"[elementor-template id=\"19900\"]"},{"_hsc_header_new":"How a Monument Uninsured Car Accident Attorney Could Help","_hsc_sub_content_new":"<p>Car accidents are inherently stressful.<\/p>\n<p>That stress could become magnified substantially when the at-fault motorist does not have liability coverage.<\/p>\n<p>Despite this stress, the right attorney could help you hold an uninsured driver accountable.<\/p>\n<p>A Monument uninsured car accident lawyer could help you protect your rights after a collision.<\/p>\n<p>To learn more, set up an initial case evaluation today.<\/p>","hsc_add_button":"[elementor-template id=\"19898\"]"}],"_litigation_frequently_asked_questions_new":null,"lawsuit_updates":null,"_litigation_related_posts_relation":"","acf-references":""},"_links":{"self":[{"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/location-page\/18289","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/location-page"}],"about":[{"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/types\/location-page"}],"author":[{"embeddable":true,"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/users\/58"}],"version-history":[{"count":4,"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/location-page\/18289\/revisions"}],"predecessor-version":[{"id":20189,"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/location-page\/18289\/revisions\/20189"}],"up":[{"embeddable":true,"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/location-page\/18348"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/media\/14405"}],"wp:attachment":[{"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/media?parent=18289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/categories?post=18289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/tags?post=18289"},{"taxonomy":"accident-injury-funnel","embeddable":true,"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/accident-injury-funnel?post=18289"},{"taxonomy":"city","embeddable":true,"href":"https:\/\/springslawgroup.com\/es\/wp-json\/wp\/v2\/city?post=18289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}